Pet owner with their dog at home
Pet Insurance

They're Family.Protect Them Like It.

They take over the couch, steal the blankets, and somehow become one of the most important parts of the family. Pet insurance can help you prepare for eligible unexpected veterinary expenses so decisions about their care don't have to start with the price tag.

For the paws that have your whole heart.

Tell Us About Your Pet
Because Life Happens

Vet Bills Don't Always Give You a Heads-Up.

Pets are curious, adventurous, occasionally chaotic little family members. Accidents and illnesses can happen when you least expect them. Pet insurance can help eligible veterinary expenses feel more manageable when the unexpected shows up.

Actual benefits, exclusions, waiting periods, reimbursement, deductibles, and eligibility depend on the policy and provider selected.

Unexpected Accidents

Active pets can find their way into trouble. Accident coverage considerations can be part of a pet insurance conversation.

Illnesses

From minor ailments to more serious diagnoses, illness coverage is a common component of many pet insurance policies.

Diagnostic Testing

X-rays, bloodwork, imaging, and other diagnostics can add up quickly. Some policies include coverage considerations for eligible diagnostics.

Eligible Treatments & Procedures

Surgeries, specialist visits, and other procedures may be covered depending on the policy terms and eligibility.

Ongoing Care for Covered Conditions

Some policies include provisions for ongoing treatment of covered conditions, subject to policy terms and limits.

Keep It Simple

Pet Insurance Without the Confusing Stuff.

01
1

Choose Coverage

Explore available options based on your pet and your priorities.

02
2

Visit Your Vet

Depending on the plan, you may generally continue using your preferred licensed veterinarian.

03
3

Submit Eligible Expenses

Claims procedures vary by provider, so we'll help you understand the process for the option you select.

04
4

Receive Eligible Reimbursement

Reimbursement depends on the policy terms, deductible, reimbursement percentage, limits, exclusions, and covered expense.

Premium pet accessories editorial
Pet Parenthood
"

"I Have a Fur Baby" Is Also a Financial Statement.

Food. Toys. Grooming. Treats they absolutely did not need. And then there are the veterinary expenses nobody plans for. Loving them is easy. Planning for the financial side of pet parenthood deserves some intention too.

Loving them is easy. Planning for the financial side deserves some intention too.
Happy healthy dog outdoors
Don't Wait for the "Uh-Oh"

The Best Time to Learn About Pet Insurance Is Before You Need It.

Pet insurance policies can include waiting periods, exclusions, eligibility requirements, and limitations involving pre-existing conditions. Learning about available options while your pet is healthy can give you more time to understand how coverage works before an unexpected veterinary visit happens.

Waiting Periods

Most policies include waiting periods before coverage begins.

Pre-Existing Conditions

Conditions present before enrollment may affect eligibility.

Exclusions & Limits

Every policy has terms that define what is and isn't covered.

More Time to Understand

Starting the conversation early means fewer surprises later.

Every Pet Has a Personality

Different Paws. Different Personalities.Same Big Love.

Dog owner outdoors

The Adventurer

Always into something

Cat owner at home

The Lap Cat

Selective but devoted

Couple with dog

The Duo

Better together

Woman with cat

The Homebody

Couch is their kingdom

Woman with puppy

The Enthusiast

Maximum energy, always

From the dog who greets you at the door to the cat who pretends you don't exist — every pet deserves the same thoughtful consideration when it comes to planning for their care.

We'll Help You Make Sense of the Fine Print.

Deductibles. Reimbursement percentages. Waiting periods. Limits. Exclusions. Pet insurance comes with its own vocabulary. Our job is to help you understand what you're looking at so you can make an informed decision for your pet and your budget.

We Explain the Language

We translate the policy vocabulary into plain English before you commit to anything.

We Look at Options Together

Different pets, different budgets, different priorities — we help you evaluate what's available.

We Stay Honest

We won't oversell what pet insurance does. We'll help you understand what it actually covers.

For Your Favorite Family Member

Let's Talk About Your Pet.

Tell us a little about your four-legged family member and we'll help you get started.

Tell Us About Your Pet

Insurance with Intent. Service with Soul.

Shay Koko Insurance Agency

Independent insurance brokerage serving Texas. We shop the market so you don't have to — and we stay in your corner long after the policy is signed.

Insurance with Intent. Service with Soul.

469-949-5011[email protected]
1710 Keller Pkwy PMB 8745, Keller, TX 76248
Mon–Fri 9am–7pm, Sat 9am–3pm
Licensed in Texas — General Lines # 2354828; Agency # 3532413

Important: Insurance coverage is effective only after carrier acceptance and written confirmation from your licensed agent. Submitting a form does not bind coverage or make insurance effective. Shay Koko Insurance Agency is an independent insurance brokerage licensed in Texas.

Legal|

© 2026 Shay Koko Insurance Agency. All rights reserved.